1. Introduction

Welcome to [Your Business Name]. These Terms and Conditions govern your use of our website, services, and any products offered by [Your Business Name]. By accessing or using our services, you agree to be bound by these terms.

2. Services

We provide [briefly describe your services/products], subject to these Terms. We reserve the right to modify or discontinue any service at any time without notice.

3. User Responsibilities

• You agree to use our services for lawful purposes only.
• You must not misuse our website, services, or intellectual property.
• Any personal information you provide must be accurate and up to date.

4. Payments & Pricing

• All prices are listed in [currency] and are subject to change without prior notice.
• Payment must be made in full before any product or service is delivered.
• We use secure payment gateways, but we are not liable for third-party payment processing errors.

5. Intellectual Property

All content, trademarks, and materials available on our website are owned by or licensed to [Your Business Name]. You may not copy, reproduce, or distribute any content without prior written permission.

6. Cancellations & Refunds

• [State your refund/cancellation policy here. Example:] We offer refunds within 7 days of purchase if you’re not satisfied with the service. Some exclusions may apply.
• Subscription services can be canceled anytime, but no partial refunds will be issued.

7. Limitation of Liability

We are not liable for any direct, indirect, or incidental damages arising from your use of our website or services. Our maximum liability is limited to the amount paid for the services in question.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content or practices of those sites.

9. Privacy

Please refer to our [Privacy Policy] for information on how we collect, use, and protect your data.

10. Changes to Terms

We may update these Terms and Conditions from time to time. Continued use of our services after changes means you accept the new terms.

11. Governing Law

These Terms shall be governed and interpreted under the laws of [Your Country/State]. Any disputes will be handled in the appropriate courts of jurisdiction.